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Flatrock Funding Was Created To Fight Debt
Our mission is to help as many people get out of debt as we possibly can. We developed this mission due to the simple fact that it’s easier to get into debt now than it has ever been before. We believe that debt, especially bad debt, can act like a leech on your bank account and prevent you from living the life that you deserve. Using our proven strategy for restructuring debt, we have helped countless clients get rid of this leech and return to their life.
Although lending plays a critical role in our economy and can help people get access to things that they wouldn’t otherwise be able to afford, it can also do a great deal of harm. These days, lenders will approach and encourage people to go into debt for just about anything.
Here are just a few examples of the things that people go into debt for:
Going to college
$32,000
average debt
Buying a house
$245,000
average debt
Buying a car
$19,000
average debt
Paying bills through
credit cards
$6,000
average debt
How Flatrock Funding Gets Client Out Of Debt
Our strategy for helping you get out of debt is very simple. Basically, we will help you get approved for a new loan that carries a much lower rate of interest than your existing loans. You then use this new loan to repay your existing debt. By doing this, you are left with the same amount of debt overall but at a much lower interest rate. This will save you an incredible sum of money, depending on the terms of your debt.
Here are the three steps
to our system
Identify your high-interest debt
High-interest debt is generally any type of debt that carries an interest rate over 5%. This is almost always credit card debt and can usually include student loan and auto debt as well. This is debt that you will want to pay off as soon as possible in order to maximize the amount that you save in interest. Credit cards, in particular, can carry interest rates of over 20%, which just turns into profit for your lender.
Apply for a Flatrock Funding personal loan
Instead of being forced to pay tons of money in interest on your debt, you can apply for a personal loan with Flatrock Funding. A personal loan is just what it sounds like, a loan that can be used for personal use! Our approval process is easy and quick!
Swap high-interest debt for low-interest
Once you’re approved for a personal loan, you can use it to pay off your high-interest debt in full. By doing this, you will essentially be swapping high-interest debt for low-interest debt which can essentially save you thousands of dollars at the stroke of a pen.
What is low-interest debt?
When you take out a loan, you are required to pay back that loan over a pre-determined period of time. In addition to repaying the principal (the amount that you borrowed), you will also be obligated to pay interest on that debt. This interest is calculated as a percentage of the total amount that you borrowed and acts as profit for the person lending you the money.
Then, when you start repaying your loan, only a small portion of it goes to paying down the balance that you borrowed while the bulk goes to paying interest. Many people believe that they are making good progress on paying down their debt (since they are making all of their monthly payments) but do not realize that they are actually just paying a lot of money in interest. Some repayment plans will even be set up to be “interest-only” so that the borrower never actually gets out of debt!
Whether it’s fair or not, the riskier that you are considered as a borrower the more money that you will have to pay in interest. For long-term debt (like a mortgage) this can add up to tens or even hundreds of thousands of dollars over the length of time that it takes you to pay off the loan.
At Flatrock Funding, we help you replace your high-interest debt with debt that has a much lower interest rate.
For example, we can help you replace credit card debt, which is probably charging you 20%, with a loan that’s closer to 5%. This difference in interest saves our clients thousands of dollars. How much we are able to save you will depend on the details of your current debt.
That’s why it’s so critical that you hop on the phone with us.
Call Flatrock Funding today!
If getting out of debt using a proven system that works sounds like something that you’re interested in then make the call to Flatrock Funding today.
This is just an introductory call
You don’t need to worry about our reps trying to “close” or “hard sell” you because your first call is purely introductory. This means that we just need to ask a few questions to get an understanding of your financial situation and how we can help. In fact, our representatives aren’t even commission-based, so they have no incentive to try and sell you anything.
Patience and professionalism
We know that talking about finances can be awkward so you don’t need to worry. We have heard almost every story in the book and will always reserve judgment. We’re here to help, not blame! This always means that we will help you create an actionable plan.
An actionable plan
Since we work with so many clients, we have personally seen what does and doesn’t work, Due to this, once we have an introductory call, we will be able to put together a plan for you that saves you money and gets you out of debt once and for all!
Don’t hesitate any longer!
Use the number below today to get started on your journey of becoming debt-free. Your only regret will be that you didn’t call sooner.