Flatrock Funding Was Created To Fight Debt

Our mission is to help as many people get out of debt as we possibly can. We developed this mission due to the simple fact that it's easier to get into debt now than it has ever been before. We believe that debt, especially bad debt, can act like a leech on your bank account and prevent you from living the life that you deserve. Using our proven strategy for restructuring debt, we have helped countless clients get rid of this leech and return to their life.

Although lending plays a critical role in our economy and can help people get access to things that they wouldn't otherwise be able to afford, it can also do a great deal of harm. These days, lenders will approach and encourage people to go into debt for just about anything.

Here are just a few examples of the things that people go into debt for:

Going to college


average debt
home (4)
Buying a house


average debt
car (1)
Buying a car


average debt
credit-card (3)
Paying bills through
credit cards


average debt

Chances are that not all of these scenarios will apply to you. However, even if you have average debt in just one of these areas it still means that you will most likely be spending thousands of dollars in interest over the coming years. That's why it's so important to secure the lowest interest rate that you possibly can, which is where Flatrock Funding comes in.

We have perfected one of the most efficient strategies for helping people get out of debt as quickly as possible. This system has been proven time and time again to work. Let's take a look at how it works.

How Flatrock Funding Gets Client Out Of Debt

Our strategy for helping you get out of debt is very simple. Basically, we will help you get approved for a new loan that carries a much lower rate of interest than your existing loans. You then use this new loan to repay your existing debt. By doing this, you are left with the same amount of debt overall but at a much lower interest rate. This will save you an incredible sum of money, depending on the terms of your debt.

How Flat Rock Funding

Here are the three steps to our system

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Identify your high-interest debt

High-interest debt is generally any type of debt that carries an interest rate over 5%. This is almost always credit card debt and can usually include student loan and auto debt as well. This is debt that you will want to pay off as soon as possible in order to maximize the amount that you save in interest. Credit cards, in particular, can carry interest rates of over 20%, which just turns into profit for your lender.

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Apply for a Flatrock Funding personal loan

Instead of being forced to pay tons of money in interest on your debt, you can apply for a personal loan with Flatrock Funding. A personal loan is just what it sounds like, a loan that can be used for personal use! Our approval process is easy and quick!

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Swap high-interest debt for low-interest

Once you're approved for a personal loan, you can use it to pay off your high-interest debt in full. By doing this, you will essentially be swapping high-interest debt for low-interest debt which can essentially save you thousands of dollars at the stroke of a pen.

Personal Loans up to $100,000

Use our comparison calculator to see how much you would be saving

Hear From Our Happy Customers


“I’m so happy that I called Flatrock Funding! They made the entire process of getting my debt under control so simple. I honestly wish that I had found their company years ago.”

Rebecca Garcia

Fort Worth, Texas

“Debt is something that I have struggled with since I graduated college (student loans) and it was honestly just a part of my life. I didn’t think that I could ever really get completely out. That all changed after literally one call to Flatrock! I’m forever grateful.!”

Noel Duncan

Toledo, Ohio

“The Flatrock Funding reps are definitely some of the best in the business. I have worked with a few similar style companies and wasn’t impressed with the results or the service. That wasn’t the case at all with Flatrock. From the start, they were incredibly professional and they even over-delivered on the results!”

Gerard Washington

Huntington, New York

What is low-interest debt?

When you take out a loan, you are required to pay back that loan over a pre-determined period of time. In addition to repaying the principal (the amount that you borrowed), you will also be obligated to pay interest on that debt. This interest is calculated as a percentage of the total amount that you borrowed and acts as profit for the person lending you the money.

Then, when you start repaying your loan, only a small portion of it goes to paying down the balance that you borrowed while the bulk goes to paying interest. Many people believe that they are making good progress on paying down their debt (since they are making all of their monthly payments) but do not realize that they are actually just paying a lot of money in interest. Some repayment plans will even be set up to be "interest-only" so that the borrower never actually gets out of debt!

Whether it's fair or not, the riskier that you are considered as a borrower the more money that you will have to pay in interest. For long-term debt (like a mortgage) this can add up to tens or even hundreds of thousands of dollars over the length of time that it takes you to pay off the loan.

What is low-interest debt

At Flatrock Funding, we help you replace your high-interest debt with debt that has a much lower interest rate.

For example, we can help you replace credit card debt, which is probably charging you 20%, with a loan that's closer to 5%. This difference in interest saves our clients thousands of dollars. How much we are able to save you will depend on the details of your current debt.

That's why it's so critical that you hop on the phone with us.

Why should you work with Flatrock Funding?

We'll be honest with you, we are not the only lender who offers a personal loan. So what's to stop you from finding another lender who offers a similar service. Well, if you decide to move forward then here's what you can expect:

Flatrock's mission is to help our clients get out of debt. This means that you can trust us to go above and beyond in order to help you do just that.

The entire reason you are here is to get out of debt as quickly as possible. Right now, Flatrock Funding is currently the industry leader in helping our clients secure the absolute lowest interest rate possible. This can mean helping you slash your rate from north of 20% to as low as under 5% and maximizing the total amount that you save.

From start to finish, the entire Flatrock Funding process takes only a few days. This means that a call today will mean that you could be in much better shape financially by next week! We know that your bills don't wait to get paid, so why should you have to wait for your loan?

Why should you work

Call Flatrock Funding today!

If getting out of debt using a proven system that works sounds like something that you're interested in then make the call to Flatrock Funding today.

You don't need to worry about our reps trying to "close" or "hard sell" you because your first call is purely introductory. This means that we just need to ask a few questions to get an understanding of your financial situation and how we can help. In fact, our representatives aren't even commission-based, so they have no incentive to try and sell you anything.

Don’t hesitate any longer!

Use the number below today to get started on your journey of becoming debt-free. Your only regret will be that you didn’t call sooner.